Sep 1, 2020
What is the right amount of money to give our adult children while we are alive without spoiling the heck out of them? What is the right amount of money to leave our children after we die? I've developed a logical framework to maximize our giving and supporting of our family.
See the post
Aug 17, 2020
The 4 percent rule is outdated. It was established in 1998 when the 10-year bond yield was at ~5 percent. Of course you're never going to run out of money withdrawing at 4 percent when you can make 1 percent more risk-free! Follow the 0.5 percent rule instead for a safe withdrawal rate in retirement. Follow the times...
Jul 30, 2020
After giving homeschooling a lot of though, my wife and I have decided to go the homeschooling route. COVID-19 was just the catalyst to get us over the hump. We tried preschool for a solid 5 months and enjoyed it. However, there were lots of downsides as well.
My wife joins me on this episode.
Jul 15, 2020
So you love chasing unicorn stocks to get rich. So do I!
However, you should probably be more judicious with your active and
passive investing split. It's really easy to get caught up in stock
market mania and then blow yourself up.
Here's my recommended passive and active investing split by personality so we can get...
Jul 1, 2020
For those who are worried about inflation, don't be. There is not going to be inflation or inflation worries for years, if ever.
I've got to believe the only people who are worried about inflation are people who took out a 30-year-fixed mortgage or who are against America!
Relevant post: Why An ARM Is Superior To A...